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Members
All E.L.F. members have pledged to abide by
the Ethical Lending Foundation
Code of Ethics.
Not all members are shown on this page. If
you need a referral to an ethical loan
originator,
please contact us. |
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WA |
Susan Romei,
GML, CMP
Countrywide
Seattle/Northgate
206-529-2913
425-422-5175
susanromei.com
susan_romei at countrywide
dot com
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I have been in the mortgage
industry since 1986. I spent
the first 10 years on the
operation side of the
business where I processed
and underwrote mortgage
loans and I became very
knowledgeable on loan
products and guidelines. In
the mid 90’s I moved over to
the sales side and became
involved with the client
directly. This is where I
found my passion for the
mortgage industry, which is
working directly with people
and helping them realize the
great dream of owning a
home. I have been fortunate
to help my clients buy their
first home and help them
move up to their next home.
My goal is to educate each
client on the process and
the array of loan programs
available. I take a look at
their needs today and how
their decision will affect
their finances tomorrow. I
am a graduate of the
Institute of Mortgage
Lending and hold the
Certified Mortgage Planner
designation.
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WA |
Matt Conner
Loan Consultant
Countrywide
University District

206-527-3276
matt_conner at countrywide
dot com |
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As a home loan
consultant working
with Countrywide
Home Loans, it is my
pleasure to share a
little bit about me
and my work. I grew
up the Pacific
Northwest and I am
an avid outdoorsman
who enjoys adventure
sports of all
kinds. I attended
Willamette
University in Salem
Oregon, double
majored in Math and
Economics and even
managed to minor in
surfing the
beautiful Oregon
coast.
My personal
dedication to
customer service
and access to
resources provided
by the nation’s
largest mortgage
company set me apart
from all other
lenders. I call
myself a loan
consultant rather
than a loan officer
because I take the
time to find the
program that best
fits every client’s
long term financial
goals. I look
forward to having
the opportunity to
serve you.
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WA |
Federal
Direct Mortgage
Direct:
425-353-3200
888-353-3292
Web:
fdloan.com
Staff:
Bill Young
Brian Henton
Danielle Zigler
Holly Dentler
Laura Young
Rich Reno
Roy LaRue
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At
Federal Direct, we pride
ourselves on providing
superior customer service
and creating satisfied
customers. We work hard to
satisfy the mortgage needs
and exceed the expectations
of our customers. Our
customers save money and
close their loans quickly
because we employ the most
advanced mortgage technology
available to speed the
mortgage process and deliver
the best rate and terms.
From mortgage processing and
underwriting, to loan
closing and funding, our
expert mortgage staff will
efficiently expedite your
entire transaction. We'll
keep you informed every step
of the way. We're committed
to building rewarding,
long-term customer
relationships. With that in
mind, you'll receive the
highest quality mortgage
services. We rapidly respond
to new opportunities made
available in today's dynamic
mortgage markets. As a
result, the requirements of
our mortgage customers are
consistently met through
mortgage underwriting
flexibility and delivery of
unique mortgage programs. We
often identify niche
mortgage programs that are
essential to satisfying
individual mortgage customer
needs. |
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WA |
Mark Perez
Account Executive
Stewart Title

206-271-1387
gostewart.com
mperez at
stewart dot com
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Mark Perez started his
career in title in 1980- his
background includes
examining and Title Officer
in addition to his many
years in sales. Mark joined
the Stewart Team in 1999,
the year we opened and has
been dedicated to providing
the best in service to his
customers. Born in New York,
New York, the Perez family
moved to the Northwest when
Mark was 3 years old. He
graduated from Lincoln High
School in Wallingford and
then went on to join the
Army, serving in Vietnam.
The father of two, Mark is a
car enthusiast and lives in
Edmonds. |
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GA |
Michael Caputo
Branch Manager
First Coast Mortgage

912-356-5132
website
savannahloan at msn dot com
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With a career in the
mortgage/finance industry
spanning more than a decade,
Michael Caputo brings a
wealth of knowledge and
experience to his position
as Loan Consultant with
First Coast Mortgage.
Michael is familiar with a
wide range of available loan
programs, including
Zero-Down, Interest-Only,
FHA/VA and ARMs, to name
just a few. With a BBA
degree from the University
of Georgia, Michael has
focused on growing his
business throughout
Savannah, Georgia and
surrounding counties.
Relying on his excellent
communication skills,
Michael is committed to
keeping his clients fully
informed of developments
throughout the entire loan
process and is available to
address any questions or
concerns that may arise.
Michael takes pride in
finding the perfect
financial solution to meet
his clients’ real estate
needs in a timely and
professional manner. Outside
the office, Michael enjoys
running and participating in
water sports, in addition to
volunteering his services to
assist in various projects
within his community. |
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WA |
Tobyann Williams
Branch Manager
Metropolitan Mortgage Group,
Inc.
Granite Falls, WA
360-691-0267
website
twilliams at metromgi
dot com |
Profile
forthcoming |
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WA |
David T Young
1st Capital Financial
Lynnwood, WA
425-977-2774
website
david at
1stcapitalfinancialhome dot
com |
Profile
forthcoming |
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WA |
Jeremy Anderson
Investment Lending
Arlington, WA
360-435-3660
website
jeremy.anderson at
level3lending dot com |
Profile
forthcoming |
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WA |
Patty Pickford
Hawlstead Mortgage DBA
Mortgage Specialists
Tukwila, WA
425-255-8881
website|
ppickford at earthlink dot
net
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Profile
forthcoming |
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WA |
Jim Jarvis
Hawlstead Mortgage DBA
Mortgage Specialists
Tukwila, WA
425-255-8881
website
jim at mortgagespecialists
dot com |
Profile
forthcoming |
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WA |
John Fischer
Homestar Lending
Bothell, WA

206-930-1771
website
johnf at homestarloans
dot com |
Recognizing that everyone
has different financial
objectives, I realize
that customizing your
loan is one of the most
important steps in
building a successful
financial future. When
working with me, you can
expect shared knowledge
and professional service
from beginning to end.
Whether you're a
first-time home buyer or
moving into your third
home, I am committed to
ensuring that your
financing experience is
a positive one. “Your
personal referral of
family, friends and
co-workers is the
foundation of my
business,
that is why you can
expect 100% customer
satisfaction”… my
business depends on it.
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WA |
Elizabeth Cousins
Extraordinary
Processing
Spokane, WA
509-465-5585
website
lcousins at comcast dot net |
Are you looking for a
reliable primary loan
processor or for an overflow
solution? As owner and
Senior Loan Processor at
Extraordinary Processing, I
am here to help! I have
processed mortgage loans for
over 10 years and hold a WA
Mortgage Broker’s License.
As the name implies, we
offer extraordinary customer
service and efficiency while
handling your loans from
start to finish. As
processing specialists, we
go beyond standard
processing and tailor our
services to meet your
individual business needs.
Let us help you and your
business be more profitable
and successful by freeing up
your valuable time so you
can focus on marketing and
generating more loans.
There is no need to hire,
train and maintain an
in-house processor when we
are available. We look
forward to becoming your
Personal Loan Processors.
Please call or email to get
started!
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WA |
Marie Ogle
Mortgage Processing
Solutions
Chattaroy, WA

509-292-8516
website
marie.ogle at gmail dot com |
I have 10 years experience
processing mortgage loans.
During this time I have had
the honor to help thousands
of people become
homeowners. Over the past 4
years I have been blessed
with the opportunity to do
what I love while having the
flexibility to work around
my family. I specialize in
conforming loans but have
had experience processing
most types of mortgages from
conforming, non-conforming,
sub prime, FHA and VA.
I believe that customer
service and satisfaction are
the most important aspects
of my job. It is my goal to
be as professional and
helpful as I can.
Whether you are looking to reduce your overhead or just some temporary
help I am available to
assist you in your needs.
“I have been working with
Marie for several months and
she has shown a professional
attitude and strong ability
to perform the tasks needed”
Chris Rager, MAI
Financial.
“Marie has become my right
hand man. I really
appreciate the work she does
for me. She allowed me to
go do so much more marketing
than I used to be able to
when I processed my own
loans” Darron Hay,
Primary Residential
Mortgage. |
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WA |
Becky Hannas
Pro Processing, LLC
509-464-3292
website
proprocessing at comcast dot
net |
Do you
wish you had more time to
focus on originating and
stop worrying about your
current loan files in
process? Pro Processing LLC
is 6 year old, well
established contract
mortgage processing company,
WA State licensed and
bonded, with 18 years
experience in the mortgage
industry, specializing in
conventional and sub-prime
products. Available for
regular or over-flow
assignments as needed.
Competitively priced and no
cancellation fees (within
normal and customary
limits.) We'll maintain
close contact with your
borrowers until their loan
is closed. Let your team
focus on marketing and leave
the processing to us! Feel
free to call for quotes.
References available upon
request. |
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WA |
Jonathan E. Leslie
Apex Financial
Issaquah, WA
425-378-7829
website
jonathanleslie at msn dot
com |
Profile
forthcoming |
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WA |
Susan Templeton
Loannetter
Bellingham, WA

360-647-8822
website
susan at loannetter dot com |
Local homeowners and
investors have discovered
the advantages of working
with a mortgage planner like
Susan Templeton. Her
specialty is assisting first
time homeowners, addressing
credit challenges and custom
home construction lending.
Susan's can do attitude and
creative negotiation skills
net mortgage solutions that
meet you life goals and
budgets. Your nest is our
niche! |
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WA |
Roger Ingalls
Loan Doctors Northwest
Seattle, WA

206-816-3399
Loandoctorsnw.com
roger at loandoctorsnw dot
com |
I am a co-owner of Loan
Doctors NW, where I enjoy
the company of Vance Won and
Robert Fuentes, both
licensed independent loan
originators, like me. We
originate as a licensed
branch office of Axia
Financial with access to the
nation’s top lenders, best
rates and great local
support. I am fiscally
conservative by nature (OK,
my wife says I’m cheap, and
I have the car to prove it),
but generous with my
knowledge and desire to help
anyone who asks. The
lending business gives me a
wonderful opportunity to
educate my clients in the
often confusing process, and
watch out for their
interests. I treat every
borrower like they were my
neighbor; I will be
accountable, and available
to you, when you need me.
Every client deserves the
best customer service and
the best loan programs
available. When not working
on loans, I enjoy spending
time with my wife, my three
kids and my dog. I also try
to stay young by playing
guitar and singing in church
and with friends. |
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WA |
Kim Morrow
Hometown Mortgage
Burlington, WA

360-757-1898
website
jkebmorrow at comcast dot
net |
Profile
forthcoming |
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WA |
Saundra White
Metro MGI dba Casalinda
Mortgage Issaquah, WA
206-779-8073
website
saundrawhite at comcast dot
net |
Profile
forthcoming |
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WA |
Bryan Rivas
First Rate Financial
425-883-9406
gofirstrate.com
bryanr at gofirstrate dot
com |
Profile
forthcoming |
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WA |
Berenice
Gonzales Rendon
425-289-1850
metromgi.com
besucona08 at hotmail dot
com |
Profile
forthcoming |
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WA |
Gustaf Karlholm
Edmonds Mortgage

206-245-8320
edmondsmortgage.com
gustafkarlholm at comcast
dot net |
Edmonds Mortgage is a
mortgage broker servicing
King, Pierce and Snohomish
Counties in WA. We do
purchase money loans,
interest rate refinance and
cash out refinance loans.
Working as a broker we can
steer you to the best rates
of the day offered by banks
and institutional lenders.
With over 50 lenders we have
all programs available. We
are also approved
originators of FHA and VA
loans.
I will
be happy to answer your
questions!
Gustaf
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WA |
Ron Harmon
Linden Home Loans

206-250-9100
lindenhomeloans.com
rh816 at comcast dot net |
As a Consumer YOU owe it to
YOURSELF to expect the BEST!
As YOUR Loan Officer and
Personal Representative I
will give YOU the Red Carpet
Treatment by always being
readily available to answer
YOUR questions. Being a
Residential Mortgage Loan
officer in the Seattle area
has provided me with the
experience of many different
mortgage transactions and
borrowers' personal
situations, which allows me
to be uniquely qualified to
assist you in analyzing your
personal situation in
seeking the most
advantageous mortgage
product in achieving your
financial goals. An
important aspect of
achieving this is spending
the time to know what you
want and desire for the
future and examining a
number of options that will
allow you to select the most
effective way. I will take
the time to spell-out what
your most advantageous path
will be. Our business
model at Linden Home Loans
paves the way for you to
receive the most
honest and competitive value
available in mortgage
financing. Your transaction
is clearly outlined upfront
with straight-honest
answers. From the
origination of your loan to
the processing, closing and
funding; your experience
will be smooth and easy. So,
contact me NOW if YOU are in
the market for purchasing an
existing home or building a
new home. Take advantage of
my NO COST consultation
today! Contact me NOW
for Bridge Loans, Home
Equity Lines of Credit, or
to SAVE YOU MONEY on YOUR
current loan by refinancing!
Thank you,
Ron |
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WA |
James A. Nelson
425-747-2888
website
janelson13 at comcast.net |
Profile
forthcoming
Reverse
Mortgage Specialist |
|
WA |
Robert Fuentes
Loan Doctors, NW
Seattle
206-650-5560
Loandoctorsnw.com
robert at loandoctorsnw dot
com |
Profile
forthcoming |
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WA |
Justin S. Von Wolffradt
First Rate Financial,
Bellevue
425-830-4423
gofirstrate.com
justinv at gofirstrate dot
com |
Profile
forthcoming |
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WA |
Vince Vincent
West Horizon Financial
Kirkland
425-605-1163
westhorizon.net
vince at westhorizon dot
net |
Profile
forthcoming |
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WA |
Vance Won
Loan Doctors, NW
Seattle
206-816-3399
Loandoctorsnw.com
vance at loandoctorsnw dot
com |
Profile
forthcoming |
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WA |
Marit Shuler
Loan Doctors, NW
Seattle
206-816-3399
Loandoctorsnw.com
marshuler at comcast dot net |
Profile
forthcoming |
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WA |
Warren Cavanaugh
Redfin
Seattle
206-859-2863
redfin.com
warren at redfin
dot com |
Profile
forthcoming |
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